Overview

* 1st Colonial Q3 net income decreases 38% yr/yr but rises 49% from Q2 2025

* Core net income for Q3 2025 rises slightly yr/yr

Outlook

* Company expects merger with Mid Penn Bancorp to close in early 2026

Result Drivers

* NET INTEREST MARGIN - Improved to 3.35%

* MERGER EXPENSES - $744 thousand in merger-related expenses impacted Q3 results

* ASSET REDEMPTION - Redeemed $10.75 mln in subordinated debt, reducing interest expenses

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 EPS $0.23

Q3 Net $1.14

Income mln

Q3 Net $6.79

Interest mln

Income

Q3 Basic $0.24

EPS

Q3 $1.62

Pretax mln

Profit

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)