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AI disruption will challenge lending decisions in coming years, Goldman exec says
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AI disruption will challenge lending decisions in coming years, Goldman exec says
Mar 11, 2026 6:31 AM

NEW YORK, March 4 (Reuters) - Uncertainty about

artificial intelligence's disruption of business models will

complicate lenders' decisions over how much risk to take on in

the next two years, a senior Goldman Sachs ( GS ) executive

said.

Those fears have spread across the financial system, from equity

markets into credit markets and the capital-raising process for

companies in that sector. Software stocks have been selling off

for months, along with shares of asset managers who have bought

and lent to them.

Mahesh Saireddy, co-head of the Goldman Sachs Capital Solutions

Group, formed last year to finance large deals and lend to

corporate clients, said the issue crossed sectors.

"It's not just software, it's other industries that are

getting disrupted that will get a lot more attention," he told

the Bloomberg Invest conference in New York.

"For the next six, 12, 24 months, there's going to be a lot

of unknowns. So it is going to be a challenging time to

underwrite things."

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