05:24 PM EDT, 07/01/2025 (MT Newswires) -- American Express ( AXP ) said the Federal Reserve set its preliminary minimum stress capital buffer requirement at 2.5% following an annual stress test.

The requirement remains subject to final confirmation by the Fed, expected by Aug. 31, American Express ( AXP ) said Tuesday in a statement.

The buffer determines how much capital American Express ( AXP ) must hold to absorb potential losses in a severe downturn, affecting its ability to return capital to shareholders through dividends or buybacks.