Overview

* Auburn National Q3 EPS rises 28% yr/yr, reflecting strong financial performance

* Net interest income for Q3 2025 grows 11% yr/yr, driven by asset growth

* Company reports negative provision for credit losses, indicating strong credit quality

Outlook

* Auburn National Bancorporation ( AUBN ) did not provide specific future financial guidance

Result Drivers

* NET INTEREST MARGIN - Improved yields on interest-earning assets and lower cost of interest-bearing deposits drove net interest margin increase

* CREDIT QUALITY - Negative provision for credit losses reflects strong credit quality and improved loan portfolio assessment

* DIGITAL INITIATIVES - Rollout of online account opening for certain deposit products enhances customer convenience

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 EPS $0.64

Q3 Net $2.22

Income mln

Q3 Net $7.59

Interest mln

Income

Q3 -$255,00

Credit 0

Loss

Provisio

n

Q3 Net 3.30%

Interest

Margin

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)