NEW YORK, Feb 11 (Reuters) - Bank of America ( BAC )

expects record net interest income in 2025, the head of its

retail banking unit said on Tuesday.

"We're expecting record NII in 2025 right, growing at 6% to

7%, and consumer will be a contributor to that," Holly O' Neil

told a UBS financial services conference.

The bank had projected NII, the difference between what they

earn on loans and pay out for deposits, to grow to $15.5 billion

to $15.7 billion by the fourth quarter of 2025.