11:45 AM EDT, 08/15/2025 (MT Newswires) -- Bank of America ( BAC ) reported a slight decrease in its credit card delinquency rate for July, according to a filing with the SEC on Friday.

The delinquency rate for its BA Master Credit Card Trust II fell to 1.37% at the end of July from 1.38% in June, according to the filing.

The net charge-off rate eased to 2.25% in July from 2.26% in June, it added.

Receivables for the trust declined slightly to $15.07 billion from $15.14 billion at the end of June, according to the filing.

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