Dec 5 (Reuters) - Canada's Bank of Montreal ( BERZ )

reported a drop in fourth-quarter profit on Thursday as the bank

set aside more in rainy day funds to cover for potential loan

losses.

The bank reported an adjusted profit of C$1.54 billion

($1.10 billion), or C$1.90 per share, in the three months ended

Oct. 31, compared with C$2.24 billion, or C$2.93 per share, in

the year-ago period.

($1 = 1.4056 Canadian dollars)

(Reporting by Pritam Biswas in Bengaluru; Editing by Anil

D'Silva)