09:12 AM EDT, 03/26/2026 (MT Newswires) -- Better Home & Finance ( BETR ) said Thursday it has partnered with Coinbase (COIN) to introduce a mortgage product that allows qualified borrowers to pledge Bitcoin or USD Coin as collateral for downpayments without liquidating their crypto holdings.

The company said the token-backed mortgage structure will still qualify as a standard conforming mortgage backed by Fannie Mae, while the pledged digital assets are used through a separate secured loan arrangement to fund the borrower's downpayment.

The product also enables eligible borrowers to access home financing without selling crypto assets and potentially triggering taxable events.