08:04 AM EST, 11/13/2025 (MT Newswires) -- Bread Financial Holdings ( BFH ) reported Thursday that end-of-period credit card and other loans totaled $17.69 billion at the end of October, down from $17.92 billion a year earlier.

Net principal losses were $112 million, compared with $120 million a year earlier, and the net loss rate was 7.5% versus 7.9% a year before.

As of Oct. 31, 30-days-plus delinquencies totaled $963 million, with a delinquency rate of 6.1%, compared with $1.06 billion and a 6.4% rate a year before.