Overview
* Catalyst Bancorp Q3 net income falls to $489,000 from $521,000 in Q2 2025
* Net interest income for Q3 2025 down 1% from prior quarter
* Total average deposits rise in Q3 2025, driven by high-yield specials
Outlook
* Catalyst Bancorp ( CLST ) expects increased economic activity to spur loan growth opportunities
Result Drivers
* LOAN PAY-OFFS - Significant loan pay-offs, including a $4.6 mln construction loan, contributed to a decline in total loans
* DEPOSIT GROWTH - Increase in deposits driven by high-yield account specials, attracting new customers
* INVESTMENT SECURITIES - Co increased investment securities by 35%, purchasing $15.1 mln of variable-rate and $1.1 mln of fixed-rate securities
Key Details
Metric Beat/Mis Actual Consensu
s s
Estimate
Q3 Net $2.50
Interest mln
Income
Q3 Net 3.88%
Interest
Margin
Press Release:
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)