Overview

* Jiayin Group ( JFIN ) Q2 loan facilitation volume grows 54.6% yr/yr to RMB37.1 bln

* Net revenue rises 27.8% yr/yr to RMB1,886.2 mln, net income up 117.8%

* Co adjusts share repurchase plan, authorizing up to US$80 mln repurchases

Outlook

* Jiayin ( JFIN ) expects 2025 loan facilitation volume of RMB137-142 bln

* Company sees Q3 2025 loan facilitation volume at RMB32-34 bln

* Jiayin forecasts Q3 2025 non-GAAP income from operation of RMB0.49-0.56 bln

Result Drivers

* LOAN FACILITATION GROWTH - Loan facilitation volume increased 54.6% to RMB37.1 bln, driven by higher volume facilitated

* AI EFFICIENCY - AI-powered fintech capabilities improved cost efficiency and risk management, per CEO Yan Dinggui

* REVENUE MIX - Revenue from loan facilitation services rose 69.2%, while revenue from releasing guarantee liabilities decreased due to lower average outstanding loan balances

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 RMB 1.89

Revenue bln

Q2 EPS RMB 2.46

Q2 Net RMB

Income 519.10

mln

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)