Overview

* PSB Holdings ( PSBQ ) Q3 EPS at $0.86, up from $0.69

* Net interest income rose to $11.3 mln, driven by higher asset yields, vs Q2

* Non-interest income fell due to lower mortgage banking and debit card incentives

Outlook

* PSB expects to maintain earnings near $7.1 mln over the next quarters

* Company aims to expand capital in 2026 to meet index inclusion thresholds

* PSB sees strong lending opportunities in Milwaukee region

Result Drivers

* NET INTEREST MARGIN - Co reports stronger net interest margin as asset yields rose and funding costs declined

* NON-INTEREST INCOME - Decrease in non-interest income attributed to lower mortgage banking income and debit card incentives

* NON-INTEREST EXPENSES - Higher non-interest expenses driven by increased health insurance costs

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 EPS $0.86

Q3 Net $3.60

Income mln

Q3 Net $11.34

Interest mln

Income

Q3 Basic $0.86

EPS

Q3 $4.32

Pretax mln

Profit

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)