Overview

* Community Trust Bancorp ( CTBI ) Q2 net income rises to $24.9 mln, record earnings

* EPS for Q2 2025 at $1.38, up from $1.09 in Q2 2024

* Net interest income increases 18.3% yr/yr, reflecting strong financial performance

Result Drivers

* NET INTEREST INCOME - Increased by 18.3% year-over-year, driven by higher net interest margin and increased earning assets

* CREDIT LOSS PROVISION - Decreased by $1.5 million from prior quarter, contributing to improved net income

* NONINTEREST INCOME - Rose by 8.6% from prior quarter, supported by higher deposit-related fees and trust revenue

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 EPS $1.38

Q2 Net $24.90

Income mln

Q2 Net $54.04

Interest mln

Income

Q2 $2.1 mln

Credit

Loss

Provisio

n

Q2 Net 3.6%

Interest

Margin

Analyst Coverage

* The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy."

* Wall Street's median 12-month price target for Community Trust Bancorp Inc ( CTBI ) is $56.50, about 4.6% above its July 15 closing price of $53.88

* The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)