Overview

* EZCORP ( EZPW ) Q3 revenue rises 11% yr/yr to $311 mln

* Adjusted EPS for Q3 beats analyst expectations, per LSEG data

* Adjusted EBITDA for Q3 beats analyst expectations, rising 42% to $45.2 mln, per LSEG data

* Co expands footprint by acquiring 40 stores in Mexico onJune17, 2025

Outlook

* Company emphasizes strategic expansion and operational excellence

* EZCORP ( EZPW ) highlights strong liquidity for growth through acquisitions

* Company sees continued demand for pawn services and secondhand goods

Result Drivers

* STRONG DEMAND - EZCORP ( EZPW ) attributes revenue growth to strong demand for immediate cash solutions and secondhand goods

* EXPANSION - Co expanded footprint by acquiring 40 stores in Mexico, contributing to revenue growth

* EFFICIENCY GAINS - Improved operational performance and disciplined expense management boosted earnings growth

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $0.33 $0.25 (5

Adjusted Analysts

EPS )

Q3 EPS $0.34

Q3 Net $26.50

Income mln

Q3 Beat $45.20 $39.60

Adjusted mln mln (4

EBITDA Analysts

)

Q3 Gross $183.64

Profit mln

Q3 $36 mln

Operatin

g Income

Q3 $34.71

Pretax mln

Profit

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the consumer lending peer group is "buy"

* Wall Street's median 12-month price target for EZCORP Inc ( EZPW ) is $21.00, about 37.5% above its July 29 closing price of $13.13

* The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)