Overview

* First Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32

* Net interest income increased by 12.5% to $65.3 mln for fiscal 2025

Outlook

* Company did not provide specific guidance for future quarters or years in press release

Result Drivers

* NET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expense

* NONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan sales

* SBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and sales

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q4 $0.84

Adjusted

EPS

Q4 EPS $0.75

Q4 Net $5.3 mln

Income

Q4 Net $17.1

Interest mln

Income

Q4 Net 3.07%

Interest

Margin

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for First Savings Financial Group Inc ( FSFG ) is $31.00, about 4.4% above its October 29 closing price of $29.65

* The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)