05:04 PM EDT, 06/02/2025 (MT Newswires) -- HCI (HCI) said Monday it has completed its catastrophe reinsurance programs for the 2025-2026 treaty year, which is from June 1 through May 31, 2026.

The company secured more than $3.5 billion in excess of loss aggregate limit and full reinstatement premium protection for three reinsurance towers, it said.

HCI's reinsurance subsidiary Claddaugh Casualty Insurance "selectively participates" in the three reinsurance towers, the company said.

HCI said that for the three reinsurance towers, it expects to incur net consolidated reinsurance premiums ceded to third parties, excluding Claddaugh, of about $422 million for the 2025-2026 treaty year.