IndusInd Bank is set to report its third-quarter numbers on Tuesday. The bank's provision could remain slightly on the higher side if one factors in the stress in their portfolio. However, the overall reading is likely to make positive reading.

According to a street survey, the bank's loan growth, which comes to around 25-30 percent average, could moderate to around 21 percent. Loan growth will be driven mainly by the retail portfolio as the slowdown in the economy has hit segments like auto loans.

The net interest margin, despite a lower loan growth, could remain on the heathier side as it has been increasing or growing due to the bank's MFI or microfinance portfolio, which is a robust high yield product.

Provisions are also expected to increase due to mark to market on exposures relating to Dewan Housing Finance Corporation (DHFL) or Anil Dhirubhai Ambani Group (ADAG).

Stress assets formed only 1.1 percent of the bank's book in the second quarter. So the gross non-performing assets (NPA) could rise marginally but remain under control. It is noteworthy that in the previous quarter it was 2.19 percent.

CNBC-TV18 has polled sequentially quarter on quarter, given the fact that year on year is not comparable due to the merger with Bharat Financials. The poll suggests net interest income (NII) growth of 3.3 percent while net profit could come down by about 5.2 percent to Rs 1,328 crore.