05:45 AM EST, 11/12/2025 (MT Newswires) -- Jiayin Group ( JFIN ) said Wednesday its subsidiary Shanghai Jirongzhicheng Enterprise Development Company entered a loan facility agreement with financial institutions for up to 600 million Chinese renminbi ($84.3 million).

The new facility carries an annual interest rate of over five year prime rate, currently at 3.5% and matures on Nov. 11, 2032, Jiayin Group ( JFIN ) said.

Proceeds will be used for general working capital, the company said.