Overview

* Juniata Q3 net income rises 25.6% yr/yr to $2.1 mln

* Earnings per share for Q3 increased 24.2% to $0.41

* Company's net interest margin improved by 31 basis points

Outlook

* Company anticipates healthy loan activity through 2025 and into next year

* Company highlights strong credit quality with nonperforming loans at 0.1%

* Juniata sees continued improvement in net interest margin

Result Drivers

* NET INTEREST MARGIN - Improvement in net interest margin by 31 basis points due to disciplined loan and deposit pricing

* LOAN AND DEPOSIT GROWTH - Strong growth in loan outstandings and increases in core deposits driven by focused customer acquisition efforts

* CREDIT QUALITY - Credit quality remains strong with nonperforming loans at 0.1% of total loan portfolio

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Net $2.05

Income mln

Q3 Net $6.55

Interest mln

Income

Q3 $2.41

Pretax mln

Profit

Q3 $216,000

Provisio

n for

Credit

Losses

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)