Oct 29 (Reuters) -

Overview

* Security Federal ( SFDL ) Q3 net income available to common

shareholders

rises to $3.2 mln, driven by higher net interest income

* Net interest income increased 16% to $12.1 mln in Q3 2025

* Company reduced interest expenses by repaying Federal

Reserve

borrowings

Outlook

* Company did not provide specific guidance for future

quarters or

full year

Result Drivers

* NET INTEREST INCOME - Increased by 16% to $12.1 mln,

driven by

higher income from loans and investments

* INTEREST EXPENSE REDUCTION - Decreased by 11.7% due to

repayment

of Federal Reserve borrowings

* NON-INTEREST EXPENSES - Increased by 11.2% due to higher

salaries, benefits, and occupancy costs

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Net $3.2 mln

Income

availabl

e to

common

sharehol

ders

Q3 Net $12.07

Interest mln

Income

Q3 Basic $1.01

EPS

Q3 $4.56

Pretax mln

Profit

Press Release:

For questions concerning the data in this report, contact

[email protected]. For any other questions or feedback,

contact [email protected].

(This story was created using Reuters automation and AI based

on LSEG and company data. It was checked and edited by a Reuters

journalist prior to publication.)