04:37 PM EST, 01/21/2026 (MT Newswires) -- Live Oak Bancshares ( LOB ) reported Q4 earnings late Wednesday of $0.95 per diluted share, up from $0.22 a year earlier.

Four analysts polled by FactSet expected $0.87.

Revenue in the three months ended Dec. 31 rose to $172.9 million from $125 million a year earlier.

Four analysts surveyed by FactSet expected $150.4 million.

Live Oak shares rose 1.9% in after-hours trading.