Sept 3 (Reuters) - Flood insurance provider Neptune

filed for a U.S. initial public offering on Wednesday, becoming

the latest company to tap into renewed investor demand for new

stocks.

As tariff worries fade and stock markets hover near record

highs, the U.S. IPO market is seeing increased activity again,

with investors favoring high-growth sectors and companies

largely shielded from trade risks.

Analysts say the window through mid-October will be crucial,

with several high-profile names lining up to gauge whether

confidence in equities can withstand political and economic

uncertainty.

Founded in 2018, Neptune provides flood insurance to

homeowners and businesses. Flood insurance has become a pressing

issue in the United States as climate change fuels more frequent

and severe storms with millions vulnerable to damages and costs.

It is aiming to list on the New York Stock Exchange under

the ticker symbol 'NP'.

Morgan Stanley, J.P. Morgan and BofA Securities are the lead

underwriters of the offering.