Overview

* OneMain Q3 2025 adjusted EPS of $1.90 beats analyst expectations

* Company reports Q3 net income of $199 mln, up from $157 mln last year

* Board approves $1 bln share repurchase program, replacing previous one

Outlook

* Company did not provide specific financial guidance for future periods

Result Drivers

* REVENUE GROWTH - Total revenue increased by 9% driven by receivable growth and improved portfolio yield

* CREDIT PERFORMANCE - Decrease in provision for finance receivable losses due to improved credit performance

* LOAN ORIGINATIONS - Consumer loan originations increased 5% from the prior year quarter, supporting receivable growth

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $1.90 $1.61

Adjusted (14

EPS Analysts

)

Q3 EPS $1.67

Q3 Net $199 mln

Income

Q3 Net $1.07

Interest bln

Income

Q3 -$436

Operatin mln

g

Expenses

Q3 $263 mln

Pretax

Profit

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 6 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the consumer lending peer group is "buy"

* Wall Street's median 12-month price target for OneMain Holdings Inc ( OMF ) is $63.50, about 12.2% above its October 30 closing price of $55.75

* The stock recently traded at 7 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)