Overview

* Open Lending ( LPRO ) Q2 revenue of $25.3 mln beats analyst expectations, per LSEG data

* Adjusted EBITDA for Q2 misses analyst estimates, indicating operational challenges

* Company repurchased 1.97 mln shares under share repurchase program

Outlook

* Company expects Q3 certified loans between 22,500 and 24,500

Result Drivers

* CERTIFIED LOANS DECLINE - Facilitated 26,522 certified loans in Q2 2025, down from 28,963 in Q2 2024

* PROFIT SHARE REVENUES - Increase of $0.3 mln in estimated profit share revenues from historic vintages, compared to a $6.7 mln reduction in Q2 2024

* AMTRUST RELATIONSHIP - Early extension of partnership with AmTrust, largest insurance provider, supporting strategic goals

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Beat $25.30 $23.80

Revenue mln mln (7

Analysts

)

Q2 Net $1 mln

Income

Q2 Miss $4.10 $6.01

Adjusted mln mln (6

EBITDA Analysts

)

Q2 Gross $19.80

Profit mln

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the professional information services peer group is "buy"

* Wall Street's median 12-month price target for Open Lending Corp ( LPRO ) is $2.50, about 15.2% above its August 5 closing price of $2.12

* The stock recently traded at 21 times the next 12-month earnings vs. a P/E of 16 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)