Overview

* Pioneer Bancorp ( PBFS ) Q3 net income falls to $4.3 mln from $6.3 mln yr/yr

* Net interest income rises 12.9% to $20.2 mln for Q3 2025

* Company completes acquisition of Brown Financial Management Group

Outlook

* Pioneer did not provide specific financial guidance for future periods

Result Drivers

* NET INTEREST INCOME GROWTH - Increase driven by higher average yield and balance of interest-earning assets

* WEALTH MANAGEMENT EXPANSION - Acquisition of Brown Financial Management Group adds $73 mln in assets under management

* DEPOSIT BASE GROWTH - Increase in diversified deposit base, with significant rise in non-interest-bearing demand accounts

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q1 Net $4.30

Income mln

Q1 Net $20.2

Interest mln

Income

Q1 Loan $785,000

Loss

Provisio

n

Q1 Net 4.16%

Interest

Margin

Q1 $5.60

Pretax mln

Profit

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)