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Regions Bank settles USAA lawsuit over mobile-banking patents
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Regions Bank settles USAA lawsuit over mobile-banking patents
Mar 11, 2026 2:48 AM

Feb 3 (Reuters) - Regions Bank has settled a

lawsuit from financial-services company United Services

Automobile Association that accused it of infringing USAA

patents related to mobile-banking technology, according to a

Tuesday filing in ‌Texas federal court.

The filing said that the companies agreed to the settlement

following ​mediation in January. Spokespeople for USAA did not

immediately respond ‍to a request for comment and ⁠more

information, and a ⁠Regions spokesperson declined to comment.

The lawsuit was one of several patent ‌cases brought by USAA

against other ​financial services providers over mobile-banking

technology. San Antonio-based USAA has previously won more than

$500 million in ⁠related cases against Wells ‍Fargo and ​PNC Bank,

although its $218 million jury win against PNC was overturned by

a federal appeals court last year, and ‍settled similar

disputes with banks including Truist.

USAA, which caters to military service members and their

families, said it created its technology in the mid-2000s to

allow its members to deposit checks from abroad. It sued

Birmingham, Alabama-based Regions ​last ‍year, arguing the

mobile-deposit function of Regions' smartphone application

infringes USAA's patents.

Regions denied the allegations and argued that ​USAA's

patents were invalid. It also countersued USAA for allegedly

infringing its own mobile-banking patents.

The case is United Services Automobile Association v.

Regions Financial Corp ( RF ), U.S. District Court for the Eastern

District of Texas, No. 2:25-cv-00082.

For USAA: Jason Sheasby, Lisa Glasser, Rebecca Carson and

Tony ​Rowles of Irell & Manella

For Regions: Andrew Danford, Michaela Sewall, Nina Garcia

and Gregory Israelsen of Wilmer Cutler Pickering Hale & Dorr

Read more:

USAA sues Regions ‍Bank over mobile banking patents

(Reporting by Blake Brittain in Washington)

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