Overview

* Republic Bancorp ( RBCAA ) Q3 net income rises 12% yr/yr, driven by 15% Core Bank growth

* Company's Q3 diluted EPS increases 11% yr/yr

* On a total company basis, net interest margin expands to 4.65% from 4.49% in Q3 2024

Outlook

* Company did not provide specific financial guidance for future periods in its press release

Result Drivers

* CORE BANK GROWTH - Core Bank net income rose 15%, driven by disciplined pricing and NIM expansion

* NIM EXPANSION - Net interest margin expanded to 4.65% from 4.49% due to pricing discipline and lower deposit costs

* CREDIT QUALITY - Credit quality remained solid with low net charge-offs and nonperforming loans ratios

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 EPS $1.52

Q3 Net $29.74

Income mln

Q3 ROE 10.91%

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)