Overview

* Richmond Mutual Bancorporation ( RMBI ) Q2 net income rises 30% yr/yr, driven by higher net interest income

* Diluted EPS for Q2 2025 increases 30% yr/yr

* Co's net interest margin improves to 2.93%, supported by favorable asset repricing

Outlook

* Company focuses on customer care amid economic uncertainties

* Richmond Mutual emphasizes disciplined decisions for long-term shareholder value

Result Drivers

* NET INTEREST INCOME - Higher net interest income driven by expanded net interest margin and favorable asset repricing environment

* SHARE REPURCHASES - Reduction in average diluted shares outstanding from share repurchases contributed to EPS increase

* CREDIT LOSSES - Increased provision for credit losses due to loan growth in commercial portfolios and higher charge-offs

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 EPS $0.26

Q2 Net $2.60

Income mln

Q2 Net $10.76

Interest mln

Income

Q2 $2.98

Pretax mln

Profit

Q2 $745,000

Provisio

n for

Credit

Losses

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)