Low-cost carrier SpiceJet has inked a pact with Go Digit General Insurance Ltd to offer passengers an insurance cover of up to Rs 3 lakh for COVID-19 treatment. The policy cover will be valid for a period of one year.

Under the policy, passengers can opt for insurance cover ranging between Rs 50,000 and Rs 3 lakh at a premium for Rs 443-Rs 1,564 a year. The charges are inclusive of GST, the airline said.

The insurance covers hospital expenses and all pre and post-hospitalisation expenses for 30 and 60 days respectively. The cover also includes tests, medication, and consultations upon testing positive for COVID-19.

"SpiceJet has joined hands with Go Digit General Insurance Limited through its Digit Illness Group Insurance Policy to offer this insurance cover that will further boost the confidence and morale of passengers," the airline said, adding that the insurance has no restrictions on room or ICU rent.

The insurance cover will include all types of hospitals including private, military, army, government, among others.

"While making a claim, customers can either opt for a cashless claim post positive diagnosis report of COVID-19 or a reimbursement claim. Under cashless, the amount is settled with the hospital or the provider directly whereas, in case of a reimbursement claim, the claim amount is transferred to the customer’s bank account," the airline added.