Overview

* TFS Financial ( TFSL ) reports record $91 mln earnings for fiscal year 2025

* Fiscal Q4 net income rises 20.9% to $26 mln

* Company resumes stock buybacks, reflecting confidence in financial position

Outlook

* Company did not provide specific guidance for future quarters or fiscal year in its press release

Result Drivers

* NET INTEREST INCOME - Driven by a 13 basis point increase in weighted average yield on loans, boosting net interest income by $2.3 mln

* CREDIT LOSS PROVISION - Decreased provision for credit losses contributed to net income growth

* NON-INTEREST INCOME - Increased by 17% due to a $1.6 mln rise in net gain on loan sales

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q4 Net $26 mln

Income

Q4 Net $77.3

Interest mln

Income

Analyst Coverage

* The one available analyst rating on the shares is "hold"

* The average consensus recommendation for the banks peer group is "buy."

* Wall Street's median 12-month price target for TFS Financial Corp ( TFSL ) is $14.00, about 4.2% above its October 29 closing price of $13.41

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)