08:13 AM EDT, 10/17/2025 (MT Newswires) -- TransUnion ( TRU ) said Friday has launched VantageScore 4.0, a new mortgage credit offering.

The company will offer the new product for mortgage at $4, and will provide a "significant" discount to the Fair Isaac (FICO) score, TransUnion ( TRU ) said.

The new development comes after Federal Housing Finance Agency's director Bill Pulte's stance to raise competition in mortgage credit scoring and reduce the borrowing cost for consumers, the company said.

FICO recently raised per-score prices by 100% to $10.

TransUnion ( TRU ) said it will offer VantageScore 4.0 for mortgage without any cost to clients that buy a FICO score from the company till the end of next year.

TransUnion's ( TRU ) stock was down 4% in recent Friday premarket activity, while Fair Isaac's stock was flat.