(Reuters) - American households considered "underbanked" -- or who rely on services like check cashing and payday loans to meet their financial needs -- are more likely to hold cryptocurrencies than households with better access to the traditional banking system, according to a government report released Tuesday.

The report from the U.S. Federal Deposit Insurance Corporation also showed that one in eight shoppers using buy-now-pay-later services had missed or made a late payment on at least one of their purchases.