Overview

* United Bancshares ( UBOH ) fiscal Q2 net income rises to $3.1 mln, up from $1.8 mln

* Co declares $0.23 dividend per share, yielding 3.44%

* Net interest margin improves to 3.71%, up from 3.12% last year

Outlook

* Company plans new digital platform rollout in Q1 2026

Result Drivers

* LOAN GROWTH - Co reports $22.3 mln increase in loans, up 5.82% annualized from Dec 31, 2024

* NET INTEREST MARGIN - Margin improved to 3.71% from 3.12% in Q2 2024

* ASSET QUALITY - Stable asset quality metrics with historically low charge-offs

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Net $3.10

Income mln

Q2 $0.23

Dividend

Q2 Net 3.7%

Interest

Margin

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)