Overview

* Unum Q2 2025 revenue largely in line with analyst expectations, per LSEG data, driven by premium growth in co's capital-efficient, high-return businesses

* Net income for Q2 2025 declines to $335.6 mln from $389.5 mln yr/yr

* Co revises full-year 2025 after-tax adjusted operating income per share outlook

Outlook

* Company revises full-year 2025 after-tax adjusted operating income per share outlook to $8.50

* Revises full year sharerepurchaseexpectation to the top end of co's outlookrange of $500 million to $1.0 billion

* Company confident in executing growth strategy with strong capital position

Result Drivers

* PREMIUM GROWTH - Unum ( UNM ) reports 4.6% premium growth on a constant currency basis, driven by core operations

* REINSURANCE TRANSACTION - Successfully closed long-term care reinsurance transaction, reducing exposure to closed block

* CAPITAL MANAGEMENT - Repurchased $300 mln of shares in Q2, revising full-year repurchase expectation to $500 mln to $1 bln

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Meet $3.36 $3.34

Revenue bln bln (7

Analysts

)

Q2 EPS $1.92

Q2 Net $335.60

Income mln

Q2 $361.10

Adjusted mln

Operatin

g Income

Q2 $417 mln

Pretax

Profit

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the life & health insurance peer group is "buy"

* Wall Street's median 12-month price target for Unum Group ( UNM ) is $95.50, about 16.1% above its July 28 closing price of $80.08

* The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)