10:04 AM EST, 01/28/2025 (MT Newswires) -- (Updates with the company's 2025 revenue guidance and stock move in the last two paragraphs and headline.)

Synchrony Financial ( SYF ) reported Q4 earnings Tuesday of $1.91 per diluted share, up from $1.03 a year earlier.

Analysts polled by FactSet expected $1.91 per share.

Net revenue for the quarter ended Dec. 31, expressed as the sum of net interest income after retailer share arrangements, and other income, was $3.80 billion, up from $3.66 billion a year earlier.

Analysts surveyed by FactSet expected $3.83 billion.

The company said it expects 2025 net revenue between $15.2 billion and $15.7 billion. Analysts polled by FactSet expect $15.53 billion.

The company's shares were down 6.1% in recent trading.

Price: 65.62, Change: -4.24, Percent Change: -6.07