04:45 PM EST, 02/11/2025 (MT Newswires) -- Upstart Holdings ( UPST ) reported Q4 adjusted earnings late Tuesday of $0.26 per diluted share, swinging from a loss of $0.11 a year earlier.

Analysts surveyed by FactSet expected a loss of $0.04 .

Revenue for the quarter ended Dec. 31 was $219 million, up from $140.3 million a year earlier.

Analysts polled by FactSet expected $181.9 million.

For Q1, the company expects revenue of about $200 million. That compares with the consensus estimate of $184.6 million from analysts polled by FactSet.

For 2025, the company expects revenue of about $1 billion. Analysts expect $823.1 million.

The shares were up more than 22% in after-hours activity.