06:41 AM EDT, 10/29/2025 (MT Newswires) -- Visa (V) estimates earnings and revenue in its ongoing fiscal year to be higher than the year prior, as the payments giant reported better-than-expected fiscal fourth-quarter results amid healthy consumer spending.

Adjusted earnings per share and net revenue are anticipated to grow by low double digits, respectively, for fiscal 2026 on a constant dollar basis, the company said in a late Tuesday earnings presentation. On constant dollar terms, adjusted EPS rose 15% and net revenue increased 12% year over year in fiscal 2025.

The current consensus on FactSet is for non-GAAP EPS of $12.84 and revenue of $44.24 billion. Shares of the company edged down 0.4% in the most recent premarket activity.

"On key business drivers, we are assuming no material change from the (fourth quarter of fiscal 2025) growth levels in 2026," Chief Financial Officer Christopher Suh said during an earnings call, according to a FactSet transcript. "On pricing for 2026, we expect the benefits of new pricing to be similar in magnitude and timing as in 2025 with the majority going into effect in the back half."

Visa projects about 20% of its payments volume to be impacted by renewals in the ongoing fiscal year, implying incentive growth "generally similar" to 2025, while volatility is expected to be "generally consistent to where we exited" the fourth quarter, Suh said.

For the three-month period ended Sept. 30, adjusted EPS inclined to $2.98 from $2.71 a year earlier, just ahead of the Street's view for $2.97. Revenue climbed 12% to $10.72 billion, topping the average analyst estimate of $10.62 billion.

"In our fourth quarter, continued healthy consumer spending drove net revenue," Chief Executive Ryan McInerney said in the earnings release. "As technologies like (artificial intelligence)-driven commerce, real-time money movement, tokenization and stablecoins converge to reshape commerce, our focus on innovation and product development positions Visa to lead this transformation."

Payments volume advanced 9% on a yearly basis in constant dollars, with the US logging growth of 8%, according to Suh. Payments volume moved 10% higher in international markets.

Service revenue rose 10% to $4.6 billion while data processing revenue increased 17% to $5.39 billion. International transaction revenue increased 10% to $3.8 billion. "Other revenue grew 21%, primarily driven by growth in advisory and other value-added services and pricing," Suh said.

For the ongoing quarter, Visa anticipates adjusted EPS to grow in the low-teens range and adjusted net revenue to be at the high end of a low double-digit gain, the presentation showed. The Street is looking for non-GAAP EPS of $3.11 and revenue of $10.64 billion.

"We expect (the first quarter) to have the highest year-over-year net revenue growth rate, primarily due to the timing impact of our (fiscal 2025) pricing actions," Suh told analysts.