Overview

* Western Union ( WU ) Q3 revenue flat at $1.03 bln, beating analyst expectations

* Adjusted EPS for Q3 beats consensus at $0.47, benefiting from cost efficiencies

* Consumer Services revenue grew 49%, driven by Travel Money expansion

Outlook

* Company expects 2025 GAAP revenue between $4.085 bln and $4.185 bln

* Western Union ( WU ) projects 2025 adjusted revenue between $4.035 bln and $4.135 bln

* Company forecasts 2025 GAAP EPS between $1.45 and $1.55

* Western Union ( WU ) expects 2025 adjusted EPS between $1.65 and $1.75

Result Drivers

* CONSUMER SERVICES GROWTH - Revenue increased 49% due to Travel Money expansion and Eurochange acquisition

* BRANDED DIGITAL GROWTH - Revenue grew 7% with a 12% increase in transactions

* CMT DECLINE - Revenue fell 6% due to North America retail slowdown

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $1.03 $1.02

Revenue bln bln (13

Analysts

)

Q3 Beat $0.47 $0.43

Adjusted (15

EPS Analysts

)

Q3 EPS $0.43

Analyst Coverage

* The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 11 "hold" and 6 "sell" or "strong sell"

* The average consensus recommendation for the business support services peer group is "buy."

* Wall Street's median 12-month price target for Western Union Co ( WU ) is $9.00, about 9.7% above its October 21 closing price of $8.13

* The stock recently traded at 5 times the next 12-month earnings vs. a P/E of 5 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)