Upstart Holdings Inc ( UPST ) shares are down 5.2% to $34.36 Monday afternoon, pulling back after a 43% gain over the last five trading days. The stock gained last week after the company reported better-than-expected second-quarter financial results and issued third-quarter revenue guidance above estimates.

Upstart reported a quarterly loss of 17 cents per share, which was better than the expected 39 cents loss. Revenue for the quarter was $128 million, surpassing estimates of $124.54 million. The company originated 143,900 loans totaling $1.1 billion, a 6% decrease from the previous year, but improved its conversion rate from 9% to 15%.

CEO Dave Girouard highlighted advances in AI, a renewed funding supply, and operational efficiency as key factors in Upstart's positive outlook. For third-quarter 2024, the company anticipates revenue of about $150 million, exceeding the $124.5 million estimate.

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How To Buy UPST Stock

Besides going to a brokerage platform to purchase a share – or fractional share – of stock, you can also gain access to shares either by buying an exchange traded fund (ETF) that holds the stock itself, or by allocating yourself to a strategy in your 401(k) that would seek to acquire shares in a mutual fund or other instrument.

For example, in Upstart Hldgs ( UPST ) case, it is in the Financials sector. An ETF will likely hold shares in many liquid and large companies that help track that sector, allowing an investor to gain exposure to the trends within that segment.

According to data from Benzinga Pro, UPST has a 52-week high of $49.62 and a 52-week low of $19.84.