Overview

* White River Bancshares ( WRIV ) Q3 net income rises to $3.54 mln, $1.44 per diluted share

* Net interest income up 35.8% to $12.8 mln, driven by loan growth

* Total deposits increase 24.1% yr/yr to $1.285 bln at September 30, 2025, reflecting strong deposit growth

Outlook

* Company did not provide specific financial guidance in its press release

Result Drivers

* LOAN GROWTH - Net interest income rose 35.8% to $12.8 mln, primarily due to year-over-year loan growth

* DEPOSIT GROWTH - Total deposits increased 24.1% yr/yr to $1.285 bln at September 30, 2025, reflecting strong deposit growth

* NET INTEREST MARGIN - NIM expanded by 34 basis points to 3.66%

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 EPS $1.44

Q3 Net $3.54

Income mln

Q3 Net 3.66%

Interest

Margin

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)