Overview

* Wintrust Q2 2025 revenue beats analyst expectations, driven by strong balance sheet growth

* Record quarterly net income of $195.5 mln, reflecting stable net interest margins

Outlook

* Wintrust expects stable net interest margin to drive income higher

* Company anticipates mid-to-high single digit loan growth in H2 2025

* Wintrust sees continued balance sheet growth boosting net interest income

* Company remains committed to conservative credit standards

Result Drivers

* NET INTEREST MARGIN - Stable net interest margin at 3.54% supported record net interest income

* NON-INTEREST INCOME - Wealth management and mortgage banking revenues increased

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Beat $670.78 $660 mln

Revenue mln (11

Analysts

)

Q2 EPS $2.78

Q2 Net $195.53

Income mln

Q2 Net $546.69

Interest mln

Income

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 11 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for Wintrust Financial Corp ( WTFC ) is $141.00, about 4.9% above its July 18 closing price of $134.07

* The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)