The Reserve Bank of India (RBI) has released the list of bank holidays for the month of November. According to the list, banks across states and Union Territories will remain closed for a total of 15 days, owing to several festivals and regular weekend holidays.

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However, customers can access a wide range of services like online banking and ATM transactions during holidays.

Additionally, it is essential to note that both public and private sector banks usually remain closed on the second and fourth Saturdays of each month, following the RBI directive. Apart from the regular Saturday and Sunday holidays, banks will remain closed across the country on national holidays like Diwali and regional festivals in November.

In November 2023, banks will be closed on the following dates due to various festivals:

- November 1 (Wednesday): Kannada Rajyotsava/ Karva Chauth - Banks closed in Karnataka, Manipur, Himachal Pradesh.

- November 10 (Friday): Wangala Festival - Banks closed in Meghalaya.

- November 13 (Monday): Govardhan Pooja/Laxmi Puja (Deepawali)/Diwali - Banks closed in Tripura, Uttarakhand, Sikkim, Manipur, Rajasthan, Uttar Pradesh, and Maharashtra.

- November 14 (Tuesday): Diwali (Bali Pratipada)/ Deepavali/Vikram Savant New Year Day/Laxmi Puja - Banks closed in Gujarat, Maharashtra, Karnataka, Sikkim.

- November 15 (Wednesday): Bhaidooj/ Chitragupt Jayanti/Laxmi Puja (Deepawali)/Ningol Chakkouba/ Bhratridwitiya - Banks closed in Sikkim, Manipur, Uttar Pradesh, Bengal, Himachal Pradesh.

- November 20 (Monday): Chhath (Morning Arghya) - Banks closed in Bihar.

- November 23 (Tuesday): Seng Kutsnem/Egaas-Bagwaal - Banks closed in Uttarakhand and Sikkim.

- November 27 (Monday): Guru Nanak Jayanti/Kartika Purnima/Rahas Purnima - Banks shut in Tripura, Mizoram, Maharashtra, Madhya Pradesh, Orissa, Chandigarh, Uttarakhand, Telangana, Rajasthan, Jammu, Uttar Pradesh, Bengal, Maharashtra, New Delhi, Bihar, Jharkhand, Himachal Pradesh.

- November 30 (Thursday): Kanakadasa Jayanthi - Banks closed in Karnataka.

The RBI categorises these holidays into three types: Holidays under the Negotiable Instruments Act, Holidays under the Negotiable Instruments Act and Real Time Gross Settlement Holiday, and Banks’ Closing of Accounts. The holiday schedule varies across states, depending on the specific festivals being observed. For gazetted holidays, banks will be closed nationwide.

(Edited by : Sudarsanan Mani)