03:20 PM EDT, 07/22/2025 (MT Newswires) -- CFRA, an independent research provider, has provided MT Newswires with the following research alert. Analysts at CFRA have summarized their opinion as follows:

After digesting Q2 FY 25 earnings, we increase our 12-month target price by $18 to $90, applying a forward P/E of 10.0x our 2026 EPS estimate, below the peer average of 11.7x given SYF's lower FICO score customer base. We increase our 2025 adjusted EPS estimate by $1.07 to $8.87 and raise 2026's by $0.22 to $9.01. Our revenue projections are $15.1 billion and $15.7 billion, respectively. Credit quality momentum is gaining steam, with Q2 net charge-offs and delinquency trends signaling continued improvement through the second half of 2025. While this progress has temporarily constrained growth (both purchase volumes and loan balances declined in Q2), we view this as a worthwhile trade-off that positions SYF to deliver record EPS in both 2025 and 2026. Meanwhile, SYF is strategically positioning for accelerated future growth through key partnerships, including an exclusive Walmart credit card program, a physical PayPal credit card rollout, and a new Buy Now Pay Later offering on Amazon.