First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services.

The company accepts time, savings, and demand deposits; and provides consumer, commercial, agri-business, public finance, and real estate mortgage loans.

It also offers personal and corporate trust; brokerage and private wealth management; and letters of credit, repurchase agreements, and other corporate services.

The company operates banking locations in Indiana, Illinois, Ohio, and Michigan counties. It also offers its services through electronic and mobile delivery channels.

The company was founded in 1893 and is headquartered in Muncie, Indiana.