NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois.

The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, home equity, and consumer loans.

It operates through full-service banking offices in Lake County, Illinois; and one loan production office in Chicago.

The company was founded in 1921 and is headquartered in Waukegan, Illinois.