Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B.

that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California.

The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans.

It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions.

The company operates through full-service banking offices in Riverside County and San Bernardino County.

Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.