Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.

The company offers interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans.

It also provides residential mortgage, commercial real estate, construction, and commercial business loans; and consumer loans, including home equity, automobile, second mortgage, mobile home, and deposit-secured loans.

In addition, the company offers investing and insurance services, online and mobile banking services, and debit or credit cards.

Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.