Post demonetisation, digital payment method has witnessed a major boost in India. But the government and digital payment startups are realising that intent and pitch deck are not enough to really change the consumer behaviour.

Cash is still the king but will credit overthrow the reinking? This is the big questions what will it need to do differently here in India when compared to other credit native markets.

To give a reality check and provide insights of what lies ahead for digital payments, Ramesh Abhishek, secretary DIPP; Kiran Vasireddy, COO, Paytm; Lizzie Chapman, founder and CEO, ZestMoney and Rahul Kothari, chief business officer, PayU are in conversation with CNBC-TV18’s.