Overview

* American Financial ( AFG ) Q3 revenue beats analyst expectations, adjusted pretax profit also exceeds estimates

* Company declares $2.00 per share special dividend, payable November 26, 2025

* Specialty P&C underwriting profit grows 19% yr/yr, driven by lower catastrophe losses

Outlook

* AFG projects premium growth to rebound in 2026

* Company plans to deploy excess capital into core businesses for organic growth

* AFG expects to continue capital returns through dividends and share repurchases

Result Drivers

* UNDERWRITING PROFIT - Specialty P&C underwriting profit rose 19% yr/yr, driven by lower catastrophe losses

* PROPERTY & TRANSPORTATION - Group's Q3 underwriting profit improved due to lower catastrophe losses and favorable rate environment

* SPECIALTY FINANCIAL - Group's improved results driven by lower catastrophe losses and higher profitability in financial institutions and surety businesses

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $2.33 $1.99

Revenue bln bln (5

Analysts

)

Q3 EPS $2.58

Q3 Net $215 mln

Income

Q3 Beat $280 mln $240.30

Adjusted mln (4

Pretax Analysts

Profit )

Q3 $56 mln

Adjusted

EBIT

Q3 $268 mln

Pretax

Profit

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)