Overview

* CF Bankshares ( CFBK ) Q2 net income rises 197% yr/yr, driven by strong PPNR growth

* Net interest income for Q2 2025 increases 23% yr/yr, reflecting improved NIM

* Co declares cash dividend of $0.08 per share on common stock

Result Drivers

* COMMERCIAL BANK SCALING - Co attributes improved results to scaling commercial bank operations and enhancing loan and customer mix

* NIM EXPANSION - Net interest margin increased for fifth consecutive qtr, driven by strategic management of interest-earning assets

* COST OF FUNDS - Decline in cost of funds contributed to improved efficiency ratio and overall financial performance

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Net $5 mln

Income

Q2 Net $14 mln

Interest

Income

Q2 Net 2.8%

Interest

Margin

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)